It’s been a quiet summer. Changes in the London marine insurance market have resulted in a fall of new instructions. On the other hand we see this as being short term, as we approach the renewal season. With rates increasing it generally means an increase in risk management and loss prevention activities. In anticipation of this we have brought in more staff and invested in training in order to meet future needs. We are stronger in the UK and Europe and have the right people in central America, Asia and the Far East. We can also show greater expertise in the field of LNG which we anticipate being necessary in view of it being becoming more common as a fuel and a cargo